The insured–the party who purchases the insurance–must pay a premium and a deductible to the insurer. The insurer is the company offering the insurance. The premium must be paid regardless of whether there is property damage. The premium is the amount that the insured pays for the option to allocate the risk of property damage to the insurer. The deductible, on the other hand, is the threshold amount that the insured must pay the insurer before the insurer will reach into its coffers to cover the remainder of the expenses associated with the property damage.

For example, if the deductible is $1000 and the property damage totals $5000, then the insured must pay the $1000 before the insurer will pay the remaining $4000. The same is true if the damage is $20,000 with a $1000 deductible. The insured must pay the first $1000 before the insurance company will pay the remaining $19,000.

It is possible to have a deductible of zero; however, the price of a low deductible is generally a high premium. The reverse is also true; the price of a low premium is a high deductible.

The choice between a high deductible or a high premium generally hinges on risk. For instance, a person who lives in a floodplain or a place known for its fires may choose to pay a higher premium in exchange for a lower deductible. Where risk is difficult to predict, the choice will boil down to what you can afford.

Either way, it is difficult not to choose the security of insurance.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

First and foremost, it should always be assumed that waste carried through the sewage lines is hazardous as some of it could very well contain human feces and various waste products that could transmit numerous diseases such as intestinal diseases, hepatitis and even asthma disorders, just to name a few.

Since not only disease-transmitting waste backs up into the house, but an abundance of water comes along with it, the danger of mold developing is of utmost concern. Certain types of mold can turn a clean, healthy household environment into one that is uninhabitable as mold can cause serious health problems that can even lead to death.

Because of the health risks involved when sewage backs up into your house, they way it is cleaned up is vitally important. While there are helpful tips on how to clean up using bleach mixtures, which kills disease and mold, do-it-yourself sewage cleanup can be tedious, time-consuming and dangerous for your health. it may be best to consider calling a professional waste removal company who is familiar with proper water removal especially when dealing with issues of potential mold and waste. Some such companies even offer 24 hour assistance, so the sooner they are called, the sooner you can rest easy knowing your house is free of potential harmful disease causing invaders. By leaving the clean up to an experienced company that handles sewage backup removal, you can be assured that your household will once again be a clean, livable place to enjoy.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Bottom line, the most important factor is that the company be IICRC certified. Without the proper certification, there’s no reason to go any further. A company who is IICRC certified is one who likely knows what they’re talking about, and will be instrumental to helping you navigate your situation. If certification is not in place, don’t even consider hiring the company.

It is important to also take into consideration the reputation of the company. If a company has a good reputation throughout the community, chances are they will be a good choice. If the company’s reputation is poor, you may want to steer clear of them, no matter how low their rates. Many people set their rates based upon their experience, and as the old saying goes, you often get what you pay for.

Choosing the right emergency restoration company is important, and you should take care in doing so as carefully as possible. The more effort you put in, the more streamlined the situation will be.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Flood Insurance vs. Homeowners Insurance

Homeowners insurance covers the cost of a water, mold and fire restoration company to repair damages caused by flooding that is the result of broken pipes and sewage system backups. Some natural disasters may be covered under a basic homeowners insurance policy. For example, if a storm knocks a tree onto the roof of the home and flooding from the rain results, the homeowners insurance policy will cover the water damages in the home. As a general rule, for the homeowners insurance policy to cover flooding damage the water must come from inside the home or from rain.

Flood insurance picks up where homeowners insurance leaves off, providing coverage for flooding caused from the ground. Flooding caused by flash floods or overflowing streams, creeks and rivers is not covered by a standard homeowners insurance policy. Flood insurance must be purchased in addition to the standard homeowners insurance policy, and it does not become effective immediately. A thirty day waiver period applies, meaning that if a flood occurs in the first thirty days of the policy the damages and repairs will not be covered. With this in mind, flood insurance should be purchased at least thirty days in advance of the rainy season for your area.

Prevention and Restoration

It is important to call a professional water and mold restoration company as soon as flooding happens in the home. Standing water can cause a serious health risk, and mold can be very dangerous to remove on your own. Your insurance will cover the costs of repairs, and will require you to use the services of a licensed professional. In widespread flooding, these professionals become very busy, so always plan ahead so you know who you will call in the event of a flooded home. The best way to protect your family’s health and your home is to make sure you have the proper insurance coverage in place before flooding happens.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

In addition, certain molds in the living environment can make a person very ill because they release allergens called mytotoxins. These function by killing healthy cells in the infected organism. People with asthma must especially be on guard as these can trigger severe attacks. A normally healthy person can become very ill from exposure to mold toxins as well. Prolonged exposure induces severe headaches, swelling, irritated skin, and respiratory illness. It would be especially disastrous to have mold growing where a young child or elderly person spends a lot of time, because the effects are harder on their bodies. The mold of most concern is called Stachybotrys chartarum, a dreaded green-black colored mold. This species has been blamed for causing acute idiopathic pulmonary hemorrhage in infants, a condition in which the blood vessels in the fast growing lungs rupture.

Most insurance companies do not cover mold damage, but do cover water damage from leaks. these reasons make it very important to make sure that all leaks in the home are repaired promptly, and that any existing mold is killed and cleaned as soon as possible.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Water will take the easiest path of travel. This is a well-known fact. What people don’t always realize is that the easiest path of travel may well be straight up a sheetrock wall. When standing water is present in a home, it can easily wick up the sheetrock, creating further damage. It will spread quickly through carpets and into any lower levels. It may seem like a simple matter to dry the floor, but getting the underlying padding and subfloor dry can pose a greater challenge. Yet drying these hidden areas fully and quickly is vital to preventing the growth of mold. Super Restoration will respond to your call quickly, with the right equipment to clear the water and moisture from your home.

Southern Florida has warm temperatures and high humidity, which encourages the growth of mold to begin with. Once mold establishes itself in a home it does not take long to spread and cause extensive damage. With Super Restoration you can rest assured that the mold will not be given the chance to take hold. Any existing mold will be thoroughly and safely removed and the areas cleaned.

In addition to checking all affected areas for mold, the subfloor, structural materials and crawl spaces must be inspected for damage. Rot that occurs due to water damage can continue to spread even after the standing water is removed. And anyplace that remains even slightly damp afterwards can easily become a breeding ground for potentially toxic mold. Trust Super Restoration to check your home so that you won’t have to worry about hidden damage.

Fire can completely destroy a home. But even a small kitchen fire that you were able to extinguish with your home extinguisher can leave behind serious challenges. Smoke and soot can leave an unhealthy film on appliances and furnishings that can create breathing problems. Sheetrock walls can absorb the smoke, causing further damage and a smell that persists long after the fire was put out. The smoke can also react with metal building materials in the house, creating unsafe conditions. Super Restoration specializes in clearing soot and smoke from your home, leaving you with a fresh, safe, clean environment.

Water, mold and fire have the potential to make your home uninhabitable. When tragedy strikes your home, call Super Restoration so that you can rest easy knowing that your house will be clean, safe and secure for many more years to come.

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Super Restoration has the experience, knowledge, and tools to fully restore any home after a storm has caused damage. Many homeowners assume that their local contractor, who may have repaired their home in the past, can extract the water and repair any damage. But most contractors lack the experience and knowledge to fully extract water, and may not know where to check for hidden or unexpected damage. They simply aren’t prepared to handle the many challenges of storm damage like Super Restoration is.

Water from a storm can be full of toxins, bacteria, and even sewage from line breaks can become trapped behind walls or under flooring. By delaying the proper clean up treatments, even by a day or two, the damage can multiply. Structural damage may be present that is hard to identify, and mold and mildew only need hours to develop in a warm environment. Flooring, drywall, and treasured items are often the first to succumb to water, but if you call Super Restorations as quickly as possible, our trained technicians can work to save your possessions and restore your home.

When we arrive at a home that has been damaged by a storm, we immediately go to work stabilizing the environment and working to board up or cover any openings that will let in more containment or water. Once the building is secure, Super Restoration technicians bring in the state of the art dehumidify and sterilization equipment that makes our methods so effective.
Once the water has been removed, we check the structure thoroughly for additional damage, or hidden pockets of water. We also check for any mold, mildew, or bacteria growths that may have occurred. If we find them, our containment and treatment methods immediately stop the spread of spores or contaminants and remove the problem. We work to quickly and completely clean and repair your home, so you can return to it in a matter of days or weeks, instead of months.

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Mold inspection is especially important for properties that have experienced flooding, a leaky roof, or any other type of water damage. Mold may be visually apparent in some areas, but other areas with mold damage may not be as obvious. During their mold inspection process, Super Restoration will not only be able to trace the source of the mold, but can also test the mold to find out if it is allergenic, cosmetic, pathogenic or even toxic.

While some mold may not be visible, it is still likely that you will be able to smell it. This is where the experts at Super Restoration really earn their money, as they will be able to find the location of the mold and get rid of that disturbing odor without the need for the source of the problem to be visible.

The advancements in construction have resulted in increased energy efficiency, but the way structures are being built now can be a problem when it comes to mold. Because mold thrives in dark, moist, and warm crevices, the “green” construction that is part of building these days can lead to mold developing. Super Restoration has the experience and knowledge to assess areas that could present problems with mold, as well as the ability to inspect the air for mold spores, which are inherently present anywhere mold exists. Their inspectors leave no corner unturned. They will check behind washing machines, in dark corners of closets, under cabinets, in crawl spaces, attics, duct work, and anywhere else they need to be sure your property is safe from mold.

In the event that they do find a mold problem, Super Restoration will be able to solve it as they are also experts in mold remediation. They can take care of the source of the mold by using the necessary biocides to kill it, and then clean the area with professional equipment and strong solvents to be sure any mold spores will also be dead.

When mold inspection is necessary, it only makes sense to hire a company that also specializes in mold remediation. That’s what makes Super Restoration a logical choice for Florida home and business owners.

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Most conventional restorations either fail to completely address molds and internal water damage. HVAC and ventilation problems and blockages can escape the eyes of even the most diligent workers and energy losses from cracks, settling areas and gaps in construction are virtually impossible to detect. In all of these cases, infrared thermal imaging can prevent the inevitable damage that prolonged moisture intrusion will deal the structure and occupants of a home or building. There is no better technique than that used in Super Restoration‘s thermal inspections, which are tailored to account for temperature differences from radiation, thermal bridging, infiltration/exfiltration and other sources. Ensuring that you have an accurate map of the water damage in your structure is the only way to prevent further disaster and maximize the amount you are able to recoup.

With a custom infrared thermal imaging scan, you’ll know what it’s like to have the advantage of prescience when it comes to your assets. The damage your structure has to undergo for repairs to take place will be effectively minimized by the advanced non-intrusive infrared thermal imaging technique, and you’ll not only be able to determine how far the water damage has spread but also exactly which materials and structural components have been affected by it.

Thermal imaging works extremely well because temperature differences caused by the evaporation of water cause slight chromatic differences detectable to the infrared scanner. By reviewing the immediately available image produced with the aid of a Super Restoration expert, you’ll have advance notice of electrical wiring problems, material defects and innumerable other problems.

When you suspect that moisture intrusion has caused invisible water damage, you shouldn’t hesitate to call on Super Restoration. Molds and other substances can cause serious respiratory health issues, and water damage only worsens as time and weight take their toll. Insurance assessments can short-change businesses on the amount of compensation they receive, even in cases where disasters were unpreventable. Make sure you get the assistance you’ll need to get back on your feet with an accurate infrared thermal imaging assessment from Super Restoration and you won’t regret it. In your service,

Rene Vargas
SuperRestoration
1 800 516 8059

Documents that Super Restoration are experts in restoring include books, micrographic and magnetic media, and personal and business documents. They achieve exceptional results in document restoration by the use of the latest technology, equipment, and methods available. Super Restoration has an On-Site Disaster Recovery team at the ready, as well as their own advanced facilities, whenever fire or water damage plagues your home or business.

Super Restoration offers the most advanced techniques in document restoration following water damage, which includes freeze-drying, desiccant drying under refrigeration, and traditional desiccant drying. Their consultants will work with you to come up with the most cost effective approach for your situation. Their goal is to recover the original document as well as all the information contained on it and return it to a stable condition, as well as make the document safe for handling whenever possible.

The document restoration services supplied by Super Restoration are especially important for businesses, as much of the company’s hard copy information is required by law to be retained for a specific period of time. In the case of signed documents or other cases where duplicates or copies are not adequate, document restoration may be the only solution. Statistics show that businesses that lose 60 percent or more of their information go out of business within six months.

In the event that documents have been damaged by water, any untreated documents could end up sticking together, and information on the documents can be destroyed by the presence of mold. The presence of mold could also lead to health risks due to the release of mold spores. In the event that black or gray water is involved, this could also lead to viral or bacterial infection.

Documents that have been affected by fire that are left untreated may become brittle from the effects of acidic residues in the smoke. These untreated documents will then continue to contaminate the area they are kept in with odor and smoke, which will also affect the person handling the documents.

To avoid these problems and get the documents you need restored to the best possible condition, contacting Super Restoration may be the most sensible solution.

In your service,

Rene Vargas
SuperRestoration
1 800 516 8059