The insured–the party who purchases the insurance–must pay a premium and a deductible to the insurer. The insurer is the company offering the insurance. The premium must be paid regardless of whether there is property damage. The premium is the amount that the insured pays for the option to allocate the risk of property damage to the insurer. The deductible, on the other hand, is the threshold amount that the insured must pay the insurer before the insurer will reach into its coffers to cover the remainder of the expenses associated with the property damage.

For example, if the deductible is $1000 and the property damage totals $5000, then the insured must pay the $1000 before the insurer will pay the remaining $4000. The same is true if the damage is $20,000 with a $1000 deductible. The insured must pay the first $1000 before the insurance company will pay the remaining $19,000.

It is possible to have a deductible of zero; however, the price of a low deductible is generally a high premium. The reverse is also true; the price of a low premium is a high deductible.

The choice between a high deductible or a high premium generally hinges on risk. For instance, a person who lives in a floodplain or a place known for its fires may choose to pay a higher premium in exchange for a lower deductible. Where risk is difficult to predict, the choice will boil down to what you can afford.

Either way, it is difficult not to choose the security of insurance.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Soot Damage
Soot is a fine black carbon powder that results from the incomplete combustion between a fuel source, such as wood or coal and the air. Soot is actually an oily substance that continues to cause damage long after putting out the fire if not handled properly.

Smoke and soot travels into the HVAC (heating, ventilation and air conditioning) system duct work and into pipe work as well. The residue left behind not only clogs air ducts and pipes, but also releases tiny toxic particles (carcinogens) into the air you breathe.

Besides soot, secondary damage can be imposed from water in the form of mold and rust corrosion; thus it is advisable to have structural components of the home replaced. A pungent odor is often left behind even after visible signs of soot damage are gone. Roofing materials frequently sustain damage in the course of putting out the fire. Walls, cabinets, carpets and roofing materials should be replaced to ensure the health and safety of the inhabitants and to make certain the house can be adequately insured again after restoration.

Health and Safety Codes
Many cities and counties have municipal codes regarding the disposal of infected, contaminated or chemically hazardous materials. After a fire, it is best to replace structural components of a house that may contain hazardous chemical deposits from soot damage and deeply embedded smoke odor. Insurance companies may hesitate to insure the home again if structural elements damaged by soot are only cleaned rather than replaced.

Call us today for a free consultation 800-516-8059 or by email at: info@superrestoration.com

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

Super Restoration has developed a method of carpet and upholstering cleaning that not only eliminates the stains on the surface, but it gets way down to where the problems are. Trapped in most carpeting and furniture are dust mites, pet dander, mold spores and other odor causing fungi that can be harmful to you, your family and any household pets that you may have within your home. Yes, even your pets can suffer from what is trapped in the fibers of your carpet and furniture upholstering.

Super Restoration has patented their own cleaning service for carpeting and upholstery cleaning. This method uses a hot water extraction with Butler truck mount equipment. This method of cleaning combined with highly qualified professional technicians who have been certified through a vigorous training program means great results for you and a healthier living environment for your family.

When dealing with furniture upholstering there are special techniques that you must use. With a large variety of materials used on upholstering, you must have knowledge in how to properly clean them. The technicians at Super Restoration have the best training in how to get the best results to get your furniture upholstering looking its best and tips to help you maintain it in this condition. Super Restoration technicians will test your upholstery for color fastness and stability of the material prior to your cleaning appointment. You are guaranteed to be please with the results you get with Super Restoration.

Some of the services and guarantees that you can count on Super Restoration to provide for you include:

Wall to Wall carpet cleaning.
Professional upholstery cleaning with results for your specific material.
Persian, Domestic Loose and Oriental Rug cleaning.
Cleaning solutions that are safe for you, your family, your pets and the environment.
Free estimates on your desired cleaning services.
No hidden fees to pay.
Highly qualified technicians who are trained, tested and certified.
Satisfaction Guarantee.

In your service,

Rene Vargas
Super Restoration
1 800 516 8059

At Super Restoration we will first clear any debris that is lying on the floor or in the way of cleaning the damaged areas. This will be taken off-site to make sure that no debris is left where the fire took place. After everything is cleared out, we will dry out any of the water damage caused by putting the fire out. This will also prevent mold growth in the area and make for an easier cleaning job in the process of the remediation. The last thing you need is a mold problem in your home or business.

The cleaning and deodorization process is a lengthy process that will rid the building of any lingering contaminates lingering in the walls, furniture and possibly even the HVAC system. We will start with cleaning the location by applying a wet fog to open spaces and attics. We will also temporarily install an ozone generator to rid the space of any carbon odors. This process is very sensitive and requires a professional’s touch.

Next, we will clean any furniture that was involved in the fire by vacuuming the upholstered objects and deodorizing them properly. These will be inspected to make sure there is no further damage. Hard-case furniture, such as bookshelves, will be hand cleaned and deodorized. We will polish the wood to make it look like new. If there is any damage to the item, it may require some refinishing. Lastly, if necessary, we will clean out all the components of the building HVAC to ensure that there is no lingering chemicals. We  will use HEPA vacuums, and pneumatic brush systems for the ducting runs.

Now, the structural reconstruction can begin and you are one step closer to having life as you once knew it back to normal. This is a lengthy process, but a well-worth it one to make sure that after disaster strikes, all will remain safe. As we always say, when seconds matter, contact Super Restoration.

Rene Vargas
www.SuperRestoration.com
Phone: 1-800-516-8059